Privacy Policy & Terms and Conditions – SmartScan AI

Effective Date: August 1, 2026.

Welcome to SmartScan AI, developed by Vaishali Kailasrao Gaikwad. This document explains our Privacy Policy, Terms & Conditions, and Account Deletion Policy for users of the SmartScan AI mobile application.


Privacy Policy

Introduction

This Privacy Policy explains how SmartScan AI collects, uses, stores, and protects your personal information when you use our mobile application.

By using the application, you agree to the collection and use of information in accordance with this Privacy Policy.


Information We Collect

We may collect the following information:

  • Full Name
  • Email Address
  • Mobile Number
  • Profile Photo (if uploaded)
  • Login Credentials
  • Device Information
  • IP Address
  • Android Version
  • App Usage Data
  • Crash Reports

Permissions Used

Camera

Used for capturing profile photos or uploading documents.

Storage

Used for selecting, uploading, downloading, and storing study materials.

Location

Location is accessed only when required for specific features and only with your permission.

Notifications

Firebase Cloud Messaging (FCM) is used to send:

  • Important announcements
  • Exam updates
  • Payment confirmations
  • Promotional notifications

Payment Information

Payments are securely processed through Razorpay.

We never store:

  • Debit Card Details
  • Credit Card Details
  • CVV
  • UPI PIN
  • Net Banking Password

All payment information is securely handled by Razorpay.


How We Use Your Information

Your information is used to:

  • Create and manage your account
  • Provide educational services
  • Process payments
  • Deliver purchased courses
  • Improve application performance
  • Respond to support requests
  • Prevent fraud and unauthorized activities
  • Send important notifications

Third-Party Services

The application may use the following services:

  • Google Play Services
  • Firebase Authentication
  • Firebase Analytics
  • Firebase Cloud Messaging
  • Firebase Crashlytics
  • Razorpay
  • Google AdMob (if enabled)

Each third-party service operates under its own privacy policy.


Data Security

We protect your information using:

  • Secure servers
  • HTTPS encrypted communication
  • Authentication controls
  • Industry-standard security practices

Although we strive to protect your data, no method of transmission over the internet is completely secure.


Data Retention

Your information is retained only for as long as necessary to:

  • Provide our services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce our agreements

Children's Privacy

SmartScan AI is not intended for children under 13 years of age without parental supervision.


Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will become effective immediately after they are published.


Terms & Conditions

By downloading or using SmartScan AI, you agree to the following Terms & Conditions.


User Account

Users are responsible for maintaining the confidentiality of their login credentials and for all activities performed using their account.


Payments

All payments are processed securely through Razorpay.

Purchased digital courses, subscriptions, or study materials are subject to the applicable refund policy.


User Responsibilities

Users agree not to:

  • Share their account with others
  • Attempt unauthorized access
  • Reverse engineer or modify the application
  • Upload illegal, harmful, or copyrighted content
  • Misuse payment facilities

Violation of these conditions may result in suspension or permanent termination of the account.


Educational Content

All study materials, PDFs, videos, quizzes, and test series are protected under applicable copyright laws.

Users may not copy, reproduce, distribute, or sell any content without written permission.


Permissions

The application requests Camera, Storage, Location, and Notification permissions only to enable relevant features.


Suspension or Termination

Accounts that violate these Terms & Conditions may be temporarily suspended or permanently removed without prior notice.


Disclaimer

Educational content is provided solely for learning purposes.

SmartScan AI does not guarantee examination success, employment, or specific outcomes.


Limitation of Liability

GS Digital Apps shall not be liable for any indirect, incidental, or consequential damages arising from the use of the application.


Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.


Account Deletion Policy

Users may permanently delete their SmartScan AI account.

Option 1

Use the Delete Account option inside the application (if available).

Option 2

Send an email to:

support@onlinespardha.com

Include your registered email address or mobile number for verification.


After Verification

Once your identity has been verified:-

  • Your profile information will be deleted.
  • Login access will be permanently removed.
  • Personal information will be erased except where retention is legally required (such as payment, taxation, or regulatory records).

Deletion requests are generally processed within 7 business days.


Contact Information

Developer
Vaishali Kailasrao Gaikwad

Website
https://www.apps.onlinespardha.com

Support Email
support@onlinespardha.com

If you have any questions regarding this Privacy Policy or Terms & Conditions, please contact us using the information above.

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